Montana

Mortgage Loan Officer

Job description          

Department: Finance Grade: 11 Reports To: Branch Manager Classification: Non-Exempt
Role:
To originate and manage the Credit Union's portfolio of real estate loans, analyzing loan requests, and making credit decisions based on credit union lending policy; to develop new and existing member relationships.
Essential Functions & Responsibilities:
Takes applications for real estate loan business. Reviews member financial condition and assesses the member's ability to re pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans. Participates in developing lending and deposit business for the Credit Union. Calls on members to expand existing business; calls on prospects seeking opportunities to expand the Credit Union's member base. Monitors existing loan portfolio to maintain a high quality asset base. Maintains up to date member files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation. Assists in collection of past due loans. Assists members with any loan related questions and concerns. Performs other job related duties as assigned.
Performance Measurements:
1.Achieve or exceed assigned loan volume (dollars and/or numbers). 2.Ensure loan decisions are made and relayed to appropriate parties within 48 hours/days. 3.Maintain a 15 day delinquency rate at or below 2% of loan portfolio. 4.Maintain a charge off rate of no more than 0.03% of loan portfolio. 5.Ensure loan decisions are in compliance with all applicable Federal, State, and Lending regulations, policies and procedures. 6.Troubleshoot and resolve member and internal inquiries in a timely and accurate manner. 7.Provide informed, professional, and accurate service and support to all members and associates.
Knowledge, Skills and Abilities:
Experience Two years to five years of similar or related experience.
Education A two year college degree or a completion of specialized courses of study at a business or trade school or completion of specialized and extensive in house training or apprenticeship program.
Interpersonal Skills The ability to motivate or influence others is a material part of this job, requiring a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the job.
Other Skills 1. Must have experience in analyzing personal financial statements and assessing the personal tax returns; 2. Must have excellent communication and PR skills; 3. Must have the ability to use related software required.
Physical Requirements
Communicating Especially where one must frequently convey detailed or important instructions or ideas accurately and efficiently.
Hearing ability Able to hear average or normal conversations and receive ordinary information.
Finger dexterity Using primarily just the fingers to make small movements such as keyboarding, picking up small objects, or pinching fingers together.
Repetitive motion Movements frequently and regularly required using the wrists, hands, and/or fingers.
Visual ability Average, ordinary, vision necessary to prepare or inspect documents or products, or operate machinery.
Physical strength Sedentary work; standing occasionally for periods of time. Exerts up to 30 lbs. of force occasionally.
Work Environment Standard office setting Some travel may be required
This Job Description is not a complete statement of all duties and responsibilities comprising this position.
AMC Theatres Montana jobs

AMC Theatres

Montana jobs

Montana jobs

 Montana jobs  Montana jobs
Warming Center Lead
2019-08-25

If you are viewing this job listing from a job posting board (indeed, LinkedIn, etc.) and wish to apply for this position you MUST do so directly through our website (http://hrdc.bamboohr.com/jobs/...

Detail Technician
2019-08-25

Overview Helena Chrysler Jeep Dodge
Do you like to stay busy? Multi-task? Hate to think about sitting behind a desk all day? Starting your career as a Lot Porter could be just for you.
Co...

Position Details:
Status: Full-Time/Part-Time/On-Call

Shift: Day/Evening/NOC

Schedule: Various

Working Hours Start: Various

Working Hours End: Various

Join the largest manufacturer of tile and natural stone in the United States and watch your career stand out with Dal-Tile, a subsidiary of Mohawk Industries.
Our close-knit team of dedicated p...

This position is responsible for seeing invoices through the payment process while ensuring all relevant information related to each transaction is properly captured. This individual will ensure pr...

AMC Theatres Montana jobs

AMC Theatres (Montana jobs)

 Jobs in organization(state)
Cashier
2019-08-23

Flexible scheduling | Fast-Paced environment | Ever-changing Inventory
Position Summary
Cashiers are responsible for sales floor related duties including: Efficient and accurate ringing...

Crew
2019-08-22

Deliver superior service while connecting with our guests and supporting efforts to achieve AMC's financial goals. Job Description ESSENTIAL FUNCTIONS All associates may be considered for cross-tra...

Crew
2019-08-21

Deliver superior service while connecting with our guests and supporting efforts to achieve AMC's financial goals. Job Description ESSENTIAL FUNCTIONS All associates may be considered for cross-tra...

Lot Attendant
2019-08-15

Overview Great Falls Chrysler Jeep Dodge
Reliable. Motivated. Accountable. Do these words describe you? If so, apply to our Lot Attendant position today! There's no better time to join us on t...

Department: Finance Grade: 11 Reports To: Branch Manager Classification: Non-Exempt
Role:
To originate and manage the Credit Union's portfolio of real estate loans, analyzing loan reques...